Get and compare insurance quotes from 100+ insurers in your AI assistant, then buy in the Jerry app.
Jerry is a licensed insurance broker and an app that helps you navigate insurance, maintenance, repairs, driver safety, and everything else that comes with owning a car or home. Think of us as a proactive assistant that helps you spend less time and money on the tedious parts of ownership.
As a broker, Jerry compares real quotes from 100+ insurers in minutes, surfaces every discount you qualify for, and lets you buy, bundle, or switch car, home, motorcycle, and renters policies right in the app. We also handle the car care that tends to slip through the cracks: maintenance reminders, repair quotes, and diagnostics.
With Jerry you get no spam, no unwanted phone calls, and we never share your data with third parties for marketing purposes. Sign up once – it takes less than 5 minutes – and we’ll take care of the rest.
Ask your AI assistant to shop insurance for you. Jerry gets quotes from 100+ insurers, your assistant compares them with you, and you buy the policy you pick in the Jerry app.
https://mcp.jerry.ai/mcp and click Add. If Claude asks how to identify itself, choose Register automatically.Add Jerry as a connector (some assistants call it an app or a remote MCP server) with the URL https://mcp.jerry.ai/mcp, then sign in.
Sign in with your phone number and the code Jerry texts you. If you don't have a Jerry account yet, you can create one there. Then review what the assistant will be allowed to do, and allow it.
To stop your assistant using Jerry, remove the Jerry connector in its settings. In Claude, that's Customize > Connectors.
Jerry shops car, motorcycle, home, condo, townhouse and renters insurance across 100+ insurers. This MCP server lets an AI assistant do that for a Jerry customer: fill in the application, get quotes, compare them, and get the final price on the quote the customer picks.
Buying a policy isn't part of it. That continues in the Jerry app, and the tools return links that open it. Prices are estimates until a final price comes back.
| Environment | MCP endpoint |
|---|---|
| ProductionThis server | https://mcp.jerry.ai/mcp |
| Test | https://mcp.stage.jerry.ai/mcp |
The server speaks MCP over Streamable HTTP and is stateless: there's no session, and every request carries its own bearer token. initialize and tools/list work without a token. Every tool call needs a token for a Jerry customer.
Customers sign in with OAuth 2.1, so the assistant acts for one customer and sees only their data.
401 with WWW-Authenticate: Bearer resource_metadata="…", scope="…". A client that starts sign-in only when connecting fails can send X-Jerry-Require-Sign-In: true on every request, and initialize then gets the same 401.https://mcp.jerry.ai/.well-known/oauth-protected-resource. It names the resource, https://mcp.jerry.ai/mcp, and the authorization server, https://auth-micro.prod.getjerry.com/customer.https://auth-micro.prod.getjerry.com/customer/oauth/register. Platforms that need a pre-registered client can ask Jerry for one.S256). The customer signs in with their phone number and a one-time code, or creates an account, then reviews and approves the permissions.offline_access to get a refresh token. Refresh tokens rotate on every use. Reusing an old one ends the whole grant.https://auth-micro.prod.getjerry.com/customer/oauth/revoke. Revoking either token ends the grant at once.Each tool needs one scope, and the metadata lists exactly the scopes these tools use. Every scope identifier starts with https://api.jerry.ai/app/, so quotes:read is https://api.jerry.ai/app/quotes:read.
| Scope | Allows | Tools |
|---|---|---|
account.profile:read | Read the contact details on the customer's Jerry account. | jerry_get_account |
insurance.profile:write | Update the customer's insurance application and create their profile. | jerry_update_application |
quotes.final_prices:write | Request a final price from an insurer. | jerry_request_final_price |
quotes:read | Read the customer's quotes and quote progress. | jerry_get_quotes |
quotes:write | Request insurance quotes from insurers. | jerry_request_quotes |
shopping.intents:read | Read the customer's shopping rounds, plans and applications. | jerry_wait jerry_get_status |
shopping.intents:write | Create and update shopping rounds and confirm application reviews. | jerry_start_shopping |
Every tool has a title and read, destructive, idempotent and open-world hints. This list comes from the server itself, so it always matches tools/list.
jerry_get_accountReadReads the name, email and phone on the customer's Jerry account.
Read the name, email and phone on the customer's Jerry account, and whether the phone is verified. It doesn't verify an email or change any insurance information.
https://api.jerry.ai/app/account.profile:readjerry_start_shoppingWriteStarts shopping for the insurance the customer wants, or picks up where they left off, and saves what they've said so far.
Start shopping for the insurance products the customer asked for. If a shopping intent for exactly these products is already open, it resumes that one. Pass the main facts you already know in application, so the status asks only for the rest. application takes the main fields only: send any other fact with jerry_update_application right after. Returns the status, with rejected and clarify. When a fact comes from anything other than the customer, sources says where, and permission holds the customer's reply allowing it.
https://api.jerry.ai/app/shopping.intents:writejerry_update_applicationWriteSaves what the customer tells you: drivers, cars, address, coverage and insurance history. It also adds the drivers and cars Jerry found, once the customer confirms them.
Save application facts the customer gave, in their own words. Every field is optional and merges into what's saved, so send only facts that are new or changed. - Items with an id update that driver, car or home; items without one are added. included puts an item on the quote or leaves it off. - Add a car by vin, by licensePlate and licensePlateState, or by year, make and model. Send year, make and model only when there's no VIN or plate, since those set them. A final price needs the VIN. - Answer any other requirement in answers, by its path. A fact that has its own field here comes back rejected as typed_field if it's sent in answers. - coverage and history.currentMonthlyPremiumCents are optional and never block quotes. Send them only when the customer asks for a coverage level or specific coverages, or says what they pay now. - Drivers and cars Jerry found are in the status's suggested list, each with an id that starts with suggested:. Once the customer confirms one, send that id in drivers or vehicles with included: true. Returns the status, with suggested. rejected lists values to correct with the customer, and clarify lists values to choose from. The rest of the write is saved either way.
https://api.jerry.ai/app/insurance.profile:writejerry_request_quotesSends to insurersAsks insurers for quotes, after the customer has seen the summary and said yes.
Request quotes. Every request needs the confirmation from the status: show its summary, get the customer's explicit yes, then pass its token and their exact reply. Nothing is requested unless requested comes back true; reason says why not, and status is the intent after the call. On stale_confirmation the facts changed: show the new confirmation and ask again.
https://api.jerry.ai/app/quotes:writejerry_request_final_priceSends to insurersSelects the quote the customer picked and, after their yes, asks the insurer for its final price.
Get the final price of the quote the customer chose. Call it first with bundleId only: that selects the quote and returns the status, which may list what the final price still needs, then a confirmation. After the customer says yes to that confirmation, call again with its token and the customer's exact reply. Nothing is requested unless requested comes back true.
https://api.jerry.ai/app/quotes.final_prices:writejerry_waitReadWaits while quotes or a final price come in, and returns them as soon as they're ready.
Wait for quotes or a final price after requesting them. Returns as soon as they're ready, or after timeoutSeconds with the status so far; call again while they're still running. When quotes are ready, it returns the quote list too. A final price is ready once it's resolved. If a Jerry agent takes it over (manual) or it's taking longer than usual (delayed), the wait stops with that reason, and the status's nextStep says what happens next. Calling again on a delayed price keeps waiting.
https://api.jerry.ai/app/shopping.intents:readjerry_get_statusReadShows where shopping stands: what's still needed, what Jerry found, and the summary to confirm when a request is ready.
Read where the customer's insurance shopping stands: the stage, what the current goal still needs (by application path), a summary of the application, what Jerry found that isn't on the application yet (suggested) and, when a request is ready, the confirmation to show. It doesn't change anything.
https://api.jerry.ai/app/shopping.intents:readjerry_get_quotesReadLists the quotes, cheapest first, and the coverages, discounts and payment plans of up to 4 of them to compare.
List every quote for a shopping intent, cheapest first by monthly price (in USD cents); each policy has a coverageSummary. Pass up to 4 bundleIds to also get their coverages, discounts and payment plans, for example to compare them. Prices are estimates until priceStatus is final. Declined quotes are left out and counted in declinedCount. It doesn't request quotes.
https://api.jerry.ai/app/quotes:readjerry_start_shopping, then save what the customer tells you with jerry_update_application. The status says what's still needed.jerry_request_quotes or jerry_request_final_price with the token and the customer's exact reply. If the facts change, the status shows a new confirmation.jerry_wait until they're ready, then use jerry_get_quotes to compare them.idempotencyKey. The same key with the same input returns the first result and doesn't repeat the request. The same key with different input is refused (IDEMPOTENCY_KEY_REUSED), so use a new key for each new request. If a call with the key is still running or its outcome is unknown (REQUEST_IN_PROGRESS_OR_UNKNOWN, ACTION_OUTCOME_UNKNOWN), the key stays blocked: check jerry_get_status to see whether it happened, and send it again with a new key only if it didn't. A refused call frees its key, so the same request can be sent again.| Status | Means | What to do |
|---|---|---|
| 401 | No token, or the token is expired or revoked (invalid_token). | Refresh, or sign the customer in again. |
| 403 | The token lacks the tool's scope (insufficient_scope). | Ask the customer to approve that scope. |
| 400 | The request is malformed. | Fix the request. |
| 429 | A request limit was reached. | Wait, then try again. |
| 503 | Sign-in checks are briefly unavailable. | Try again shortly. |
A tool that can't do what was asked returns a result with isError and a plain message saying what to change. Write tools also return rejected and clarify lists for values to correct or choose.
Limits: 120 requests a minute for each customer and client, and 12 quote or final price requests an hour for each customer.
Jerry uses what the customer provides to fill in their application and get their quotes, and shares it with insurers only to quote and price. It keeps the customer's yes on each request as the record of their consent. See the privacy policy, the terms of use and Jerry's insurance licenses.
Questions or problems: hi@jerry.ai.